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What Insurance Do Personal Trainers Need When Hosting?

We break down common cover types and what’s typically required when listing a space.

For personal trainers opening their doors to clients, insurance isn’t just paperwork — it’s peace of mind. When you’re hosting in a private gym, these are the core covers worth knowing:

  • Public liability insurance: Protects you if a client injures themselves or damages property during a session.
  • Professional indemnity insurance: Covers you against claims tied to your advice or programming.
  • Employer’s liability insurance: Legally required if you employ staff, even part-time assistants.
  • Equipment insurance: Useful if you’ve invested heavily in machines, racks, or tech.

While requirements vary by region, having at least public liability is often expected before listing a space on any platform. Beyond legal boxes, insurance also signals professionalism — clients know you’re serious about their safety.

👉 List your private gym and get started with confidence.

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